Tax Preparers Work To Meet Tomorrow's Deadline

Don’t Miss These 7 Tax Credits That Can Save You Money

Megan Fenno  |  March 22, 2017

Here are six tax credits you should be aware of if you're still working on filing your taxes. If you qualify for any of them, you could save thousands!

It Costs More To Order Takeout Online—Here’s Why

Brittany Anas  |  March 22, 2017

Researchers have identified the interesting reason that takeout orders cost more when placed online.

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Why You Should Include Your Pets In Your Will

Brittany Anas  |  March 22, 2017

Your pets are like family. That’s why it’s important to have a plan in place to make sure your four-legged family members are always cared for.

Hiring A Babysitter Is Depressingly Expensive In These U.S. Cities

Tricia Goss  |  March 21, 2017

Whether you need a full-time nanny or just an occasional sitter for date nights, you might be in for a budget-busting surprise, depending on your location. A recent survey by UrbanSitter of 20,000 families around the U.S. uncovered the average hourly…

Aldi

15 stores this mom swears by for saving money (and what to buy)

Megan Fenno  |  March 21, 2017

With these tips and tricks, never pay full price for everyday items again. We share how to use coupons while shopping the sales and the best places to shop.

Twenty Dollar Bill Macro

Don’t Fall For These 4 Common Financial Scams

Anum Yoon  |  March 19, 2017

There are many scams that will separate you from your hard-earned money. Here are some of the most common ones that you need to be on the lookout for.

This Is The No. 1 Way Americans Waste Money

Augusta Statz  |  March 17, 2017

Despite how much you may budget, it's hard not to waste money somewhere (a latte here, a new pair of shoes there).

Dollar Tree Store

7 Genius Ways To Save At The Dollar Store This Spring

Brittany Anas  |  March 17, 2017

My mom has a knack for putting together well-balanced meals that are bursting with color and always worthy of #goodeats posts on Instagram. But a particularly memorable meal she made last summer included grilled salmon, topped with herbs she snipped…

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Here Are 6 Of The Smartest Ways To Spend Your Tax Refund

Marie Rossiter  |  March 16, 2017

Are you getting a tax refund this year? It's tempting to want to drop money on something big. But, experts offer five ways to make your money work for you.

9 Traps To Avoid When Paying Off Debt

Marie Rossiter  |  March 16, 2017

Paying off debt requires some preparation and planning. To get the biggest bang for your buck, avoid these nine common debt traps.

This Chart Shows You How To Become A Millionaire

Marie Rossiter  |  March 16, 2017

Everyone imagines what it's like to become a millionaire. An investment blogger has shared a helpful chart that shows you how it's done.

Whole Foods Reports 27 Percent Increase In Q2 Earnings

15 Ways You Can Save A Ton Of Money At Whole Foods

Jessica Suss  |  March 15, 2017

It's hard to shop at Whole Foods without spending a ton. But here are 15 sneaky tricks and tips to help you save big bucks while still getting great food.

Stop Throwing Your Money Away On These 9 Things

Megan Fenno  |  March 15, 2017

From late fees to gym memberships, stop throwing your money away on these nine things—you could save thousands of dollars every year without even trying.

11 Easy Ways To Live A More Frugal Life

Megan Fenno  |  March 15, 2017

Living a frugal lifestyle starts with knowing the basics but also finding creative ways to slash your spending. Here are some top money-saving tips.

Visa Is Testing Sunglasses You Can Use To Pay For Stuff

Sarah Kuta  |  March 15, 2017

Visa recently unveiled a pair of payment-enabled sunglasses. You can use the sunglasses to pay for things—no credit card needed.

Service Sector Index, Including Restaurant Industry, Posts Large Declines

Would You Give Up Eating At Restaurants To Save $7,000?

Sarah Kuta  |  March 14, 2017

The products and services mentioned below were selected independent of sales and advertising. However, Don't Waste Your Money may receive a small commission from the purchase of any products or services through an affiliate link to the retailer's website.How far…

IKEA Plans Expansion In U.S.

Love Ikea? Here’s How To Save Even More Money When You Shop There

Sarah Kuta  |  March 13, 2017

On your way into Ikea, you pat yourself on the back for shopping somewhere so cheap—you’re going to save so much money buying your furniture and other home goods here, you think to yourself. But when you leave, it’s a…

Want To Get Rich? Here Are 5 Tips From Millionaires

Natalia Lusinski  |  March 13, 2017

How do millionaires become millionaires? We found out

Don’t Be Fooled By These Myths About Your Credit Score

Sarah Kuta  |  March 13, 2017

Don't be fooled by these common myths about your credit score. Let us clear up some of the misinformation that exists about your financial wellbeing.

Are You A Shopaholic? Here’s How To Curb Impulse Buys For Good

Sarah Kuta  |  March 10, 2017

Impulsive spending got you down? Here are five tricks to stop yourself from making impulse buys for good.

Job Interview Tips: The 6 Biggest Dos And Don’ts

Jessica Suss  |  March 10, 2017

Going on an interview is stressful, but basic interview tips can help. Here are some of the biggest interview dos and don'ts to help you land the job.

Do You Procrastinate? This Simple Trick Can Help You Stop

Sarah Kuta  |  March 9, 2017

Don't procrastinate. Get stuff done with this simple trick that will make you more productive and less scared of your to-do list.

Want To Work From Home? New Data Could Help You Convince Your Boss

Sarah Kuta  |  March 9, 2017

New research from Gallup could help you convince your boss to let you work from home three to four days a week.

Wal-Mart Dominates U.S. Retail Economy

9 Ways To Save Even More Money At Wal-Mart

Megan Fenno  |  March 7, 2017

Walmart is well known for its low prices, but there are ways you can save even more by using their app, coupons and more.

Looking For A Job? Now You Can Search On Facebook

Sarah Kuta  |  March 6, 2017

You can search for jobs using Facebook's new "Jobs" feature, which rolled out last month. Apply to jobs near you while you scroll your news feed.

Save Money On Your Wedding Flowers With Flower Sharing Service

Sarah Kuta  |  March 6, 2017

You can save money on your wedding flowers using Bloomerent, which lets brides find and reuse beautiful wedding centerpieces.

Pensioners in Retirement

Retirement Savings At Every Age: Here’s How Much To Save

Sarah Kuta  |  March 6, 2017

This is exactly how much money you should have saved for retirement at every age, according to experts. Start saving now so that you can retire some day.

Costo Reports 15 Fall In Quarterly Profits

If You’re Not Buying These 10 Things At Costco, You’re Throwing Away Money

Tricia Goss  |  March 6, 2017

There are some amazing steals to be had at this members-only warehouse club.

5 Ways To Save Money On Utilities

Natalia Lusinski  |  February 28, 2017

Want more money? Just follow these hacks to save on your utility bills

22 Disney Vacation Tips That Will Save You Time And Money

Kate Desmond  |  February 28, 2017

A trip to Walt Disney World can be a vacation of a lifetime, but it will cost you. Make sure you know how to save time and money wherever you can!

5 Common Financial Mistakes To Avoid

Sarah Kuta  |  February 27, 2017

We all have regrets. Like the time you wore that Halloween costume you could swear looked good when you were standing in front of the mirror. But then your friend posted an unfortunate, decidedly unflattering photo on Facebook, and you were forced to realize the…

Here’s Why Buying A Cheaper TV Could Actually Be A Waste Of Money

Emily Hanford-Ostmann  |  February 25, 2017

Everyone loves a good deal, but when it comes to buying a TV, a low price can sometimes come back to haunt you. Here's what you need to know before you buy.

How One Couple Paid Off $80,000 Of Debt In 18 Months

Jessica Suss  |  February 23, 2017

Debt is a common feature in today's households. But by using simple solutions, one couple paid down $80,000 in debt in just 18 months, and you can too.

Macy's Cuts Profit Outlook For The Year After Soft Q2 Sales

9 Genius Ways To Save Even More Money At Macy’s

Megan Fenno  |  February 21, 2017

If you're a fan of shopping at Macy's, then you won't want to miss these tips on ways to save even more money on everything in the store.

Jet blue on blue skies

JetBlue Airlines Now Offers Free Wi-Fi Internet Access For All U.S. Flights

Jessica Suss  |  February 21, 2017

Traveling is typically no fun nowadays, but JetBlue is trying to make it a little better by offering free Wi-Fi internet access on all U.S. flights.

San Francisco Bay Still In 80s Day After Record High Temperature

Should You Buy Pet Insurance For Your Cat Or Dog?

Sarah Kuta  |  February 20, 2017

Pet insurance can be a costly annual expense for your cat or dog, but sometimes it's nothing compared to an unexpected illness or injury. So is it worth it?

8 Easy Ways To Save Money On Baby Stuff

Tricia Goss  |  February 17, 2017

The products and services mentioned below were selected independent of sales and advertising. However, Don't Waste Your Money may receive a small commission from the purchase of any products or services through an affiliate link to the retailer's website.It’s a…

puppy

Here Are The Costs To Know About Before You Buy Or Adopt A Dog

Sarah Kuta  |  February 16, 2017

If you're interested in adopting or buying a dog, there are costs you should know about before you buy or adopt a canine companion.

Gift Cards

What To Do With Gift Cards You Don’t Want

Megan Fenno  |  February 14, 2017

If you have unwanted gift cards laying around, then it's time to cash in! Whether you decide to sell, trade or donate them, here are your options.

One Third Of San Francisco Cabbies Switch To Ridesharing Services

Lyft Is Hiring Drivers As The Service Expands To 100 More Cities

Jessica Suss  |  February 10, 2017

We already know that Uber is everywhere, but now Lyft is expanding right alongside its competitor, and they want you as a driver.

5 Things You Need To Know About Filing Your Tax Return This Year

Bridget Sharkey  |  February 9, 2017

They say that just two things are certain in this world: Death and taxes. Ominous, right? If the thought of paying your taxes gives you stress-hives, you are not alone. But, we’ve got a few important tips that will help get…

Whole Foods Launches Produce Rating System To Highlight Environmental Impact

Aldi vs. Whole Foods: Which Store’s Organic Options Are Better For Your Wallet?

Natalie Southwick  |  February 8, 2017

It may not have as many choices as Whole Foods, but Aldi is a secret treasure trove of organic and gluten-free food. Plus, it won't eat up a whole paycheck.

Aldi

A Beginner’s Guide To Shopping At Aldi

Sarah Kuta  |  February 8, 2017

There are so many tried-and-true ways to save money on your groceries—spend less on meat, use coupons, scour the weekly ads for deals. But one of the easiest things you can do is to simply shop at a grocery store…

4 Of The Biggest Lies Car Dealerships Tell To Make A Sale

Megan Fenno  |  February 7, 2017

If you’re in the market for a new car, but honestly don’t know where to start, we’ve got some information that will help you navigate through the confusing world of car dealerships. After buying a home, a car is typically the next biggest investment people…

7 Best Coupon Sites And Apps To Save You Money When You Shop

Carina Wolff  |  February 6, 2017

If you’re someone who lives life on a tight budget, you’re used to clipping coupons, scanning the grocery store weeklies and buying Groupons whenever a good deal comes your way. There are so many different ways to score a deal, but…

This Calculator Shows An Item’s Cost Based On Hours Of Work

Kate Desmond  |  February 2, 2017

The products and services mentioned below were selected independent of sales and advertising. However, Don't Waste Your Money may receive a small commission from the purchase of any products or services through an affiliate link to the retailer's website.Spending money…

Here’s What To Do When You’re Facing A Large Medical Bill

Carina Wolff  |  February 2, 2017

Getting a large medical bill can be a daunting experience. You’re already dealing with whatever brought you to the doctor or the hospital in the first place, but now you have a huge sum of money to pay. Even if…

How To Make Money In An Hour When You Need Cash Fast

Andrew Krehbiel  |  February 1, 2017

As we know, life is unpredictable. Whether you’ve suffered a job loss, encountered unexpected expenses or are simply over your budget for this month, there may come a time when you need to make some extra cash—and fast. If you need…

9 Ways To Save Even More Money When Flying Southwest

Natalia Lusinski  |  January 31, 2017

If you’re like a lot of people, you love flying Southwest. Not only can you check two bags—for free!—but you can also choose your own seat based on their open seating system. But aside from those well-known perks, there are…

Use This Flowchart To Help You Decide If Your Impulse Buy Is A Good Idea

If you stick to a budget, you know how important it is to plan out your finances, and this includes essentially ever purchase you plan to make. However, even when you’re out with a shopping list, it’s hard to avoid those random impulse buys. There are new products everywhere we look—just tempting us to buy them!

Sometimes, an impulse buy actually ends up being a really useful purchase, but a lot of the time, when we buy something without giving it much thought, it ends up being a poor use of our money or something we never actually end up using. If you find that you are buying impulse purchases that you end up regretting, you might want to consider using this handy chart from The Penny Hoarder next time you’re about to make a purchase.

The chart provides a series of questions that can help you determine how necessary your impulse buy really is. It begins with an obvious, but an important one: “Do you already own one of these?” Next, it’s followed by “Did you look everywhere?”

Follow the arrows, and you’ll end up at a yes or a no, depending on how you answered the questions. You might be disappointed to find out that you often land on the “Don’t buy it,” but the flowchart forces you to think about whether or not you’re really getting the best value or if you can even wait to get the product later.

Sometimes, in the heat of the moment, you just need someone else to tell you to put it down and back away slowly.

The Penny Hoarder

Need help reining in your impulse spending? Print this chart, bookmark it on your phone, tape it to your wallet — whatever you do, make sure you’re aware of your purchase before you start loading up your shopping cart with all those extra items. You’ll thank yourself later!

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