Don't Waste Your Money is supported by our readers. When you purchase an item through links on our site, we may earn an affiliate commission.

The Best Silver Necklace - 2022

Last updated on July 19, 2022

Why Trust The DWYM Score?

DWYM is focused on helping you make the best purchasing decision. Our team of experts spends hundreds of hours analyzing, testing, and researching products so you don't have to.Learn more.

Look for the DWYM seal for products that are the best in a category.

Our Picks For The Top

Show Contents
Our Take
  Top Pick

Turandoss Triple Layered 14K Gold Plated Silver Necklace

Don't Waste Your Money Seal of Approval

Turandoss

Triple Layered 14K Gold Plated Silver Necklace

Overall Take

Classy and ElegantThe minimalist chain and pearls, bar and hammered disc make this the perfect necklace for those who prefer a more elegant look.

  Runner Up

Aisansty Double Layered Nickel-Free Choker Silver Necklace

Aisansty

Double Layered Nickel-Free Choker Silver Necklace

Overall Take

Versatile OptionThis two-piece necklace with a silver coin pendant works well with both your casual and dressy clothing.

  We Also Like

Ava Riley Triple Layered Hypoallergenic Silver Necklace

Ava Riley

Triple Layered Hypoallergenic Silver Necklace

Overall Take

Great GiftPair this silver necklace with the right packaging to make the perfect gift.

  Strong Contender

PAVOI Swarovski Crystal Solitaire 14K Gold Plated Silver Necklace

PAVOI

Swarovski Crystal Solitaire 14K Gold Plated Silver Necklace

Overall Take

Lightweight but DurableRhodium plating gives this white gold necklace durability even when worn around the clock.

Guide written by Stephanie Faris
Last updated on July 19, 2022

Silver is a popular material for necklaces. The shiny, neutral color will match a wide variety of clothing styles and colors. But if you want a piece of jewelry that will last, it’s important to look for the right kind of silver necklace.

The best thing about silver jewelry is that it’s more affordable than gold and platinum. In 2019, approximately 980 tons of silver were produced in U.S. mines, to a total estimated value of $510 million. Jewelry manufacturers combine this silver with small amounts of other metals, known as alloys, to create the jewelry you see in stores.

All silver is marked, although the markings are usually so small, you’ll need a microscope to identify them. Silver jewelry is often marked .925, which means it’s 92.5 percent silver and 7.5 percent of other metals. In some cases, you’ll find .999 silver, which indicates a silver necklace that is 99.9 percent silver. Although .999 silver might sound better, the truth is that silver needs those other metals to strengthen it and give it more durability, which is why .925 silver has become the standard.

Durability is an ongoing problem with silver jewelry. Although silver itself is durable, the alloys mixed with it can tend to change color over time. As those metals are exposed to moisture and pollutants in the air, they can start to tarnish, turning that once beautiful necklace into something else entirely.

Storing your silver jewelry in airtight bags can help prevent the damage air can cause. Even with all the care in the world, though, silver may eventually tarnish. When that happens, you can use a silver polish to get it back in shape. You can also take your silver to a jeweler to have it professionally cleaned.

Simplemost Media

The Best

1
  Top Pick

Turandoss Triple Layered 14K Gold Plated Silver Necklace

Plated in 14K white gold, this three-part necklace is great for wearing separately or layering. The choker features four dainty pearls, while the slightly longer chain has a gold-plated bar. A hammered disc pendant on the longest chain finishes the look, giving it a unique look that’s great for everyday wear.

Features


Specifications

Brand
Turandoss
Model
2
  Runner Up

Aisansty Double Layered Nickel-Free Choker Silver Necklace

This silver choker features a coin pendant for classy, understated elegance. It features both a 14- and 16-inch chain with a 3-inch extender. This allows you to adjust the fit to the length you prefer.

Features


Specifications

Brand
Aisansty
Model
3
  We Also Like

Ava Riley Triple Layered Hypoallergenic Silver Necklace

You’ll get three pieces in this necklace set. One is a plain chain, another features a disc and the longest features a hammered disc. You can wear the necklaces separately or wear them together to change up your look. The material is hypoallergenic with no nickel.

Features


Specifications

Brand
Ava Riley
Model
4
  Strong Contender

PAVOI Swarovski Crystal Solitaire 14K Gold Plated Silver Necklace

You’ll get a white gold chain with a 7.33mm cubic zirconia crystal pendant with this necklace. The chain is 18 inches long with a 2-inch extender to provide a little wiggle room. The metals are free of both nickel and lead along with being hypoallergenic.

Features


Specifications

Brand
PAVOI
Model
5
  Also Great

KoolJewelry Round Wheat Sterling Silver Necklace

Made from .925 sterling silver, this necklace provides an eye-catching shine. The 1.1mm width gives it an elegance, and the choker style means it will work with a wide variety of clothing choices. A spring clasp helps keep you from losing the necklace without realizing it.

Features


Specifications

Brand
KoolJewelry
Model

Our Buying Guide

Silver is a popular material for necklaces. The shiny, neutral color will match a wide variety of clothing styles and colors. But if you want a piece of jewelry that will last, it’s important to look for the right kind of silver necklace.

The best thing about silver jewelry is that it’s more affordable than gold and platinum. In 2019, approximately 980 tons of silver were produced in U.S. mines, to a total estimated value of $510 million. Jewelry manufacturers combine this silver with small amounts of other metals, known as alloys, to create the jewelry you see in stores.

All silver is marked, although the markings are usually so small, you’ll need a microscope to identify them. Silver jewelry is often marked .925, which means it’s 92.5 percent silver and 7.5 percent of other metals. In some cases, you’ll find .999 silver, which indicates a silver necklace that is 99.9 percent silver. Although .999 silver might sound better, the truth is that silver needs those other metals to strengthen it and give it more durability, which is why .925 silver has become the standard.

Durability is an ongoing problem with silver jewelry. Although silver itself is durable, the alloys mixed with it can tend to change color over time. As those metals are exposed to moisture and pollutants in the air, they can start to tarnish, turning that once beautiful necklace into something else entirely.

Storing your silver jewelry in airtight bags can help prevent the damage air can cause. Even with all the care in the world, though, silver may eventually tarnish. When that happens, you can use a silver polish to get it back in shape. You can also take your silver to a jeweler to have it professionally cleaned.

Simplemost Media

DWYM Fun Fact

If you like to wear a pendant on your necklace, you may not realize their long history. The concept of pendants started as charms worn in Ancient Egypt and Ancient Greece. In those days, the charms were worn as a way to ward off evil.

During the Middle Ages, necklaces took off in popularity as a way to establish authority. They were worn as large collars made from gold, enamel and gemstones. Their popularity continued into the late Gothic and early Renaissance periods, when necklaces overtook brooches as the best way to signal social status. The only time in modern history that necklaces weren’t popular was the 1600s, when ruffles and lace collars were the trend. As necklines lowered, though, the necklace once again became a must-have piece of jewelry.

The Tips and Advice

  • Some silver is plated in white or yellow gold to give you the look of gold with the durability and affordability of silver. It’s worth comparing white gold to silver to see which look you like better.
  • Layered necklaces have become especially popular in recent years. Often you can buy layered necklaces sold together that can be worn separately. This will give you more than one look.
  • If you’re buying a silver necklace with a pendant, check the material of that pendant. You’ll want to make sure it has the same quality as the chain.
  • For a necklace you’ll be wearing in the shower or swimming, check to make sure the necklace is designed for it. The alloys that were mixed with the silver can influence whether the color turns when exposed to water.
  • Look closely at the length of the chain. Some have an extender that will give you a couple of extra inches.
  • A silver necklace can make a great gift. Check the packaging the silver necklace arrives in, since not all are sold in boxes. You can easily find a gift box geared toward necklaces that will provide the presentation you need.
  • Some people have found they react to certain types of jewelry. With a silver allergy, you’ll experience symptoms like a rash, itchiness, swelling or dry patches. But your allergic reaction might be related to one of the alloys in the jewelry. Nickel allergies are fairly common, and as a result, you’ll often see silver jewelry labeled as nickel-free.
  • Pay attention to the clasp of any necklace you choose. You can easily find your necklace comes unfastened when you aren’t looking, leading you to lose the necklace while you’re out and about. Many come with spring clasps that provide a sturdy seal once closed to ensure your necklace won’t slip off.

About The Author

Stephanie Faris 

Stephanie Faris is a novelist and professional writer. She's also a wife and stepmom who lives in the Nashville, Tennessee, area. She has a passion for fashion and has been able to used that passion to write content for a variety of sites. She also writes books for young children, including the Piper Morgan series of chapter books published by Simon & Schuster's Aladdin imprint.