Many employers offer a flexible spending account as an optional part of their employee benefits packages. Not only can an FSA help you budget for medical expenses, but it can also decrease your taxable income. When you set up a…
Between buying gifts, traveling and hosting parties, the holiday season is expensive. So, it’s not surprising that many people end up putting holiday purchases on credit cards. This happens year after year, but this season collective spending on cards increased. In…
The products and services mentioned below were selected independent of sales and advertising. However, Don't Waste Your Money may receive a small commission from the purchase of any products or services through an affiliate link to the retailer's website.More and…
Money can’t buy you happiness. It’s a familiar phrase and research proves it, but how many of us truly believe it and live it out? Our shop-til-we-drop habits suggest it’s a lesson we find hard to embrace. And in fact,…
For those who have one, a mortgage is likely your biggest expense. What’s more, promising the bank you’ll make large monthly payments for up to 30 years is a long-term commitment. The more time we take to pay off that…
Almost every Sunday, I meal prep. And, by that, I mean I purchase a roasted chicken. If I’m feeling really ambitious, I make one of my own by following this recipe that calls for dijon mustard and thyme. Bonus: When…
Let’s start with some good news: Nearly three-quarters of Americans have an emergency savings fund to pay for unexpected expenses, like a medical bill or day-to-day living expenses in the case of a layoff. That’s the best rate of emergency…
It’s the most wonderful time of the year. It also may be the most expensive time of the year. The latest survey on holiday spending from the National Retail Federation confirmed it. According to the survey, holiday spending in the…
Whenever I need to reign in my budget—whether that’s to save for the holidays or put aside money for a vacation—the first category of my spending that hits the proverbial chopping block is “dining out.” According to the most recent…
Have you seen those statuses on Facebook inviting you to be part of a “Secret Sister” gift exchange? It sounds like such a sweet idea. The idea is that women from across the country take part in an anonymous gift…
The products and services mentioned below were selected independent of sales and advertising. However, Don't Waste Your Money may receive a small commission from the purchase of any products or services through an affiliate link to the retailer's website.Using a…
If you’re like most Americans, you’re not saving enough. While there have been some improvements over the past few years in Americans’ household savings, we’re still among the worst savers in the industrialized world. Around 44 percent of adults say…
If you’ve looked at Wal-Mart’s website lately, you might have noticed that the big-box retailer seems to have two different prices for some items: one higher price for online orders and then a lower price if you buy the item…
When your cable and internet goes down, even temporarily, it can be a major hassle. Imagine the scenario. You were just about to sit the kids down in front of their favorite cartoon and snag 30 minutes to yourself when…
What is the best way to control spending? No matter what I do to control spending and pay down my credit card, I always feel like I come back to the same place where I had started with the balance.…
The average American spent $10,345 on health care in 2016 and those costs are expected to continue rising. If you are seeking a convenient way to save for and pay for those pricey bills, an HSA account may be the…
The internet lost its mind back in August when news broke that Amazon had bought the organic-foods mecca, Whole Foods. For any lover of healthy groceries, this was huge news. To put it in perspective, Amazon cut the grocer’s normally astronomical prices…
A healthy mouth is essential to your overall well-being, but if you are like many people, you avoid going to the dentist because of the cost. Essential treatments can certainly put a dent in your budget, but you could also…
Many people, myself included, dread the end of daylight saving time (DST) in the fall. The days are way shorter, which means less sunshine. In many parts of the country, it also coincides with a dip in temperatures. Sure, you…
The products and services mentioned below were selected independent of sales and advertising. However, Don't Waste Your Money may receive a small commission from the purchase of any products or services through an affiliate link to the retailer's website.The world…
Why are money decisions so stressful? No, it’s not because you’re broke. It’s because your brain is fundamentally challenged when it comes to financial choices, according to neuroscience. And going it alone only makes it worse. “Our brains are really…
Almost one in four Americans are without dental insurance plans. Yet, brushing and flossing at home isn’t enough for oral health. Skipping out on dental cleanings can lead to some serious problems, including periodontal disease. Meet “Free Dentistry Day” Several…
Retiring early is a dream for a lot of people, but for Steve Adcock and his wife Courtney, it's a reality. Here's the budget that couple currently lives on.
It’s probably no surprise that Mercedes convertibles dominate the list of the “most expensive” vehicles to insure. (The Mercedes S65 AMG is the most expensive, with annual premiums averaging $3,835. Oof!) But you might be surprised to learn which vehicles are…
Going green is not only good for the environment. It can also save you—and in some cases earn you—green. One example is San Diego resident John Hastie, who is using a local energy saving program that pays local residents cash…
If you think of your library as a depot for books and DVDs, you might be vastly underestimating its potential. Here are eight unusual things you can borrow.
It's hard to shop at Whole Foods without spending a ton. But here are 15 sneaky tricks and tips to help you save big bucks while still getting great food.
Want more money? Just follow these hacks to save on your utility bills
There comes a point in every car’s life where you find yourself swearing outside the mechanic shop because he says you need new brakes, new tires and (it feels like) new everything. It’s all totally necessary and, of course, going…
The products and services mentioned below were selected independent of sales and advertising. However, Don't Waste Your Money may receive a small commission from the purchase of any products or services through an affiliate link to the retailer's website.We all…